Let me help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
I Will Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.
I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.
I Will Help You Every Step Of The Way
I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.Most Commonly Asked Questions & Answers About Our Unique Community
How many people live in Lagoon City?-Approximately 3,000 plus about 500 marina residents.
Where do they work?- Lagoon City, Orillia, Casino Rama, Barrie, Beaverton, Oshawa, Whitby & Toronto, Markham and Pickering.
Who owns the Lagoons?-The Parks & Waterways of Ramara Township and Provincial Parks & Waterways.
How deep are they?-They are about six to eight feet in depth, but vary throughout the resort and in the main channels.
Can you swim in the lagoons?-No, - Swimming is not permitted due to danger from boat traffic.
Does the water level change?-Yes, - The water level does change, but does not cause flooding.High water is six ? eight inches below the shorewall and is the same level as Lake Simcoe which is controlled by dams on the Trent/Severn Waterways.Floor level of all residences must be six feet above high water level.Flooding has not occurred in all the years of Lagoon City?s existence.
Are there fish in the lagoons? ? If so,what kind?-Yes, - there are bass, perch, catfish and crappy & pickerel in the spring,northern pike.Lake Simcoe offers Lake trout, white fish and herring.
Is the beach clean? ? Private? ? Warm? -Yes, - the beach is raked, cleaned and maintained regularly.It is private to Lagoon City Resort residents and their guests, Harbour Inn time-share owners and their guests and boaters paying mooring fees.Lake Simcoe is relatively warm due to it?s shallowness.
Is there a place to swim in the winter?-There Sure Is!?The Harbour Inn & Resort Club? offer a variety of reasonable family membership options at their ?indoor heated pool & spa?Membership fee schedules are available at the front desk, or call 484-5366.
How many tennis courts are there?-Six ? Two are exclusive to the Les Maisonnette residents.? Harbour Inn courts are available to owners, members and guests.These courts are now fully enclosed and are available year-round.? Two courts on Paradise Blvd. For resident members of the Tennis Club and for Timeshare owners. -?One court is exclusive for the Marina owners and their guests.
How many original building lots?-In phases 1 & 2 there are 402 single-family building lots.
Are they serviced?- All residential building lots are serviced with water, sewers, garbage collection, street lights, water hydrants, fire and police protection, snow plowing and cable T.V.
Can you have a basement?-Generally No, due to high water level, but some homes on the natural ridge have basements.
Who owns & maintains the shorewalls? -The lot owners of single family dwellings and the individual condominium corporations.
What are the bridge clearances?-The highest bridge clearance is approx. 10 feet, with other bridges varying between 5 & 10 feet.
What about schools?-Students are transported by bus to public and private schools in Brechin, only 2 miles away.Secondary school students are bused 14 miles to Orillia.Georgian College is also located in Orillia.
Is there postal service?-Yes!, we have daily mail delivery at three convenient locations throughout the resort.General delivery and parcel service is available in nearby Brechin.
What winter activities are available?-We have several winter activities such as outdoor skating, cross-country skiing, snowmobiling, ice fishing, indoor tennis, indoor pool & spa facilities at the Harbour Inn.Various activities also available through our own community association.
Is there a community center?-Yes, our community center is located in the hub, adjacent to the Lagoon City Yacht Club, and has recently been expanded and houses our thriving association whose purpose is to promote and support our social activities, offering many clubs to which members can belong.Annual membership fee ? (optional)
How many townhomes & villas are there?-There are approx. 400 units throughout the resort with several styles, locations and floor plans to choose from.
Do they also have boat moorings?-Yes, however, depending on your personal boating requirements, it is wise to inquire about the actual size and bridge clearance, as they vary throughout the resort.
Is there a maintenance fee?-Yes, and what a bargain!For a reasonable monthly fee a ?Carefree Lifestyle? can be yours.This is the perfect choice for Week-enders and Snowbirds ? Just turn the key and Go!Services which include lawn care, snow removal, exterior building maintenance, shorewall maintenance, boat mooring, parking, building insurance and much more, allow you to enjoy the finer things in life such as boating, fishing, golf and travel.
Do the maintenance fees change?-Each condo corporation is managed independently with it?s own board of directors who in turn hire the managementwho tender maintenance contracts.Each owner holds a vote, and fees are structured on a ?cost basis?, therefore, no fees are imposed on you ? that are not imposed on themselves.